Crediting Department was established as a natural sequence of the "Business school". This Department approves credits up to 10.000 DM and its main goal is to start private initiative and opening of new jobs, considering more than dramatic unemployment rate in Bosnia and Herzegovina.
The experts team of the Department thoroughly analyses every application or project proposal and credit will be approved only to an economically justified project which proposed projected development guarantees return of funds.
Via UNHCR, through the LI and WBI programs, funds from World Bank and from American Government were provided to initiate small credits program.
Small Business School and Crediting Department are not short life projects and they will continue their activities in future.
